Safeguard Your Seafaring Adventures with Us

At Marine Insurance, we understand the unique challenges and risks faced by those who make their livelihood on the water. That’s why we offer comprehensive coverage options to ensure that you and your vessel are protected against unexpected events. Trust us to be your partner in navigating the seas with confidence. Get your quote today.

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Welcome to

Bhavani Marine insurance

At Bhavani Marine Insurance, we understand the importance of protecting what matters most to you. With years of experience and a commitment to excellence, we have built a reputation for trust and reliability in the insurance industry. Our team of dedicated professionals is committed to providing you with the coverage you need, while delivering the highest level of customer service. Whether you’re seeking coverage for your home, car, or business, we are here to help. With a focus on building long-lasting relationships and earning your trust, we are the insurance company you can count on for peace of mind and real protection.

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GENERAL INSURANCE
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HAPPY CUSTOMERS
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We aim at supporting customers through excellent service an extensive global network & financial strength.

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Select insurance that suits your needs & requirements.

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Schedule A Meeting

After you’ve decided on the insurance, schedule a meeting with us to understand it better.

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Meeting An Agent

Meet our experienced agent as per the scheduled meeting and get more details about the insurance.

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Get Your Insurance

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Have a look at our

Insurance Services

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Marine Insurance

We cover damages and loss of in-transit cargo over waterways, land, sea and air.
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Motor Insurance

Get coverage of all business-use or personal vehicles from all kinds of damages.
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Health Insurance

Get prevention against exorbitant hospitalization expenses due to illness or accident.
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Workmen Compensation Insurance

Get workmen compensation insurance to protect them from all kinds of accidents.

Contractor’s All Risk

Protect yourself against loss or damages during contract work or construction.
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Housing Society/Office Insurance

Protect your house or office from damages such as fire or earthquake.
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Fire Insurance

Have fire insurance to protect your property or products from damages caused by fire.
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Life Insurance

Get life insurance and secure the future of your loved ones when you’re gone.

Let’s Protect Your business, life and much more.

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Marine Insurance

Health Insurance

Workmen Compensation insurance

Contractor’s All Risk

Motor Insurance

Housing Society/Office Insurance

Fire Insurance

Life Insurance

Testimonials

What Our Clients Say?

I've been a customer of Bhavani Marine Insurance for the past 5 years and I couldn't be happier with the coverage and service I've received. I own a Cargo business and have had to file a few claims over the years. Each time, the process was seamless and I was able to receive a fair settlement quickly. I would highly recommend Marine Insurance to any business owner looking for comprehensive and reliable coverage.
Amanda Lee
CEO & Founder Crix
I recently purchased a life insurance policy from this company and the experience was fantastic. The agent was knowledgeable and helped me find the perfect policy for my needs. The enrollment process was simple and the customer service was top-notch. I feel confident knowing that my loved ones will be taken care of in the event of my passing. Thank you Bhavani Marine Insurance Company!
Adam Cheise
Director at Dynamic
I own a small yacht and have been using Marine Insurance for several years now. The peace of mind they provide is invaluable. Not only do they offer comprehensive coverage, but their team is always available to answer any questions I have. I was recently in a situation where I needed to file a claim and was pleasantly surprised at how quickly and efficiently the process was handled. I highly recommend Marine Insurance to any boat owner.
Catherine Gilbert
Director at Initech
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Frequently Asked Questions About Insurance

Insurance is a contract which is presented as a policy to be used as a risk management tool to ensure financial protection at the time of crisis. Insurance helps an individual to ensure financial protection against losses that may arise during an unforeseen event. An insurance policy is a contract between an individual (policyholder) and an insurance company (Insurance provider), under which, the individual makes regular payments known as premiums to the insurance company which in return pays the sum assured in case an unforeseen event such as demise of the policyholder, accident, damage to the vehicles or other possessions.

Unfortunate events like accidents, illnesses, and natural disasters come without any warning and thus it is necessary for you to keep yourself and your loved ones shielded against such unforeseen happenings. One of the best and simplest ways of keeping yourself secured against these contingent events which may cause a financial loss is buying an insurance policy.

As mentioned earlier, insurance is a legal contract between the policyholder and the insurance provider. The insurance policy carries all the details about the aspects and conditions under which the insurance provider will pay out the insurance amount to the policyholder or their nominee in case an unforeseen event occurs. Insurance is a financial tool which helps in ensuring financial protection of yourself and your family. Generally the person who has purchased the policy also known as policyholder has to pay premiums for the coverage available under the insurance policy. Any person can seek insurance from an insurance company.

IThere are several types of insurance available in India. The four most common types of insurance bought in India are as mentioned below:

 

Motor Insurance: Motor insurance policy is a type of insurance policy that provides financial assistance in the event of an accident or mishap involving your vehicle. Motor insurance can be purchased for three categories of vehicles which are personally owned four wheeler, personally owned two wheeler (bikes and scooters) and commercial vehicles. There are three types of motor insurance available in India which are Third party Liability Cover, Comprehensive Cover and Stand Alone Own-Damage cover. According to a person’s coverage requirement for their vehicle, they can choose a motor insurance that fulfills their requirements. Third party motor insurance policy is mandatory in India for all vehicles, as per the Motor Vehicles Act.

 

Health Insurance: Health insurance policies provide financial assistance to the policyholder in case they need to be admitted to the hospital for any kind of treatment. Additionally, some health insurance plans also cover the cost of treatment which are undertaken at home before the hospitalization or after discharge. There are several health insurance plans available in India such as Individual Health Insurance, Family Floater Plans, Critical Illness Cover, Senior Citizen Health Insurance, Group Health Insurance, Maternity Health Insurance and Personal Accident Insurance.

 

Life Insurance: Life insurance is an agreement between an individual and an insurance company under which the insurance company promises to provide a sum assured (death benefit) to the family of the life assured in the event of an unforeseen death of the life assured. In case of no death, a sum assured known as the maturity benefit is provided to the life assured at the time of maturity of the policy under selective life insurance plans. There are 6 types of life insurance policies available in India which are Term Life Insurance, Unit-Linked Insurance Plan (ULIPs), Child Protection Plan, Money Back Plans, Retirement Plans and Endowment Plans.

There are two ways in which you can make a claim:

  • Cashless claims:  Get in touch with your insurer and inform them about your claim. Depending on the type of insurance (motor/health), the insurer will guide you about the cashless claim settlement process. In case of motor insurance, the insurer shares the details of a nearby cashless workshop if available and you just have to pay your part of the liability to get your car/bike repaired. In case of health insurance, you can get in touch with your TPA (Third Party Administrator) help desk at the time of hospitalization for a cashless claim.
  • Reimbursement claim:In case of unavailability of a cashless facility, you need to make a reimbursement claim. In case of motor insurance, you need to pay the entire claim amount up front (after informing the insurer of the claim) and get it reimbursed from the insurer after the repair of your car/bike. In case of health insurance, you need to pay the entire bill amount to the hospital (after informing the insurer) and get it reimbursed from the insurer post discharge from hospital.

Motor Insurance: Motor insurance policy is a type of insurance policy that provides financial assistance in the event of an accident or mishap involving your vehicle. Motor insurance can be purchased for three categories of vehicles which are personally owned four wheeler, personally owned two wheeler (bikes and scooters) and commercial vehicles. There are three types of motor insurance available in India which are Third party Liability Cover, Comprehensive Cover and Stand Alone Own-Damage cover. According to a person’s coverage requirement for their vehicle, they can choose a motor insurance that fulfills their requirements. Third party motor insurance policy is mandatory in India for all vehicles, as per the Motor Vehicles Act.

Health Insurance: Health insurance policies provide financial assistance to the policyholder in case they need to be admitted to the hospital for any kind of treatment. Additionally, some health insurance plans also cover the cost of treatment which are undertaken at home before the hospitalization or after discharge. There are several health insurance plans available in India such as Individual Health Insurance, Family Floater Plans, Critical Illness Cover, Senior Citizen Health Insurance, Group Health Insurance, Maternity Health Insurance and Personal Accident Insurance.

Life Insurance: Life insurance is an agreement between an individual and an insurance company under which the insurance company promises to provide a sum assured (death benefit) to the family of the life assured in the event of an unforeseen death of the life assured. In case of no death, a sum assured known as the maturity benefit is provided to the life assured at the time of maturity of the policy under selective life insurance plans. There are 6 types of life insurance policies available in India which are Term Life Insurance, Unit-Linked Insurance Plan (ULIPs), Child Protection Plan, Money Back Plans, Retirement Plans and Endowment Plans.

Apart from providing coverage from the unforeseen financial losses, insurance policies also lets a person avail income tax benefits. Below mentioned are some tax benefits that one can avail by purchasing an insurance policy under the Income Tax Act: Section 80C: Under Section 80C of the Income Tax Act, premiums paid to purchase life insurance policy qualify for tax exemptions for upto Rs. 1.5 Lakh. Section 80D: Under Section 80D of the Income Tax Act, premiums paid towards health insurance policy qualifies for tax exemptions. Section 10(10D): Benefits under life insurance policy that shall be receivable by the life insured or the nominee also qualify for tax exemptions under Section 10(10D) of the Income Tax Act.

 

The premium paid for health insurance plans qualify for a tax deduction of up to Rs. 25,000 under Section 80D of the Income Tax Act. These plans also qualify for an additional Rs. 25,000 tax deduction for premium paid for parents’ mediclaim policy (Rs. 50,000 if parents are senior citizens).

TO buy any insurance (Car, Bike, Health, and Life), you can reach out to our dedicated support team on 7021277616 Mon to Sun 10 AM to 7 PM.

 

The premium paid for health insurance plans qualify for a tax deduction of up to Rs. 25,000 under Section 80D of the Income Tax Act. These plans also qualify for an additional Rs. 25,000 tax deduction for premium paid for parents’ mediclaim policy (Rs. 50,000 if parents are senior citizens).